12. Look For Ways To Improve Credit
If you’re not entirely happy with your credit score, there are things you can do to improve it. Paying off debt will enhance your debt-to-assets ratio and automatically cause your score to go up. Paying your bills on time will also improve it.
While your credit score is not the only factor determining if you can buy a house, it is an essential factor. Bankruptcies, unpaid debts, collections, and other malicious remarks on your credit score can derail your plans for the next few years, so prioritize getting it cleaned up if you want to escape the middle class.