10. Consider Ways To Earn Passive Income
Passive income is money that you can earn without actively working for it, as you do when you go to your job every day. Royalties are one form of passive income because the check arrives based on some investment that you made in the past.
Writing and selling eBooks is one way of earning passive income (though the venture is not for everyone). Renting out your basement is another. Check online for ways that you can earn passive income, and see what might work best for you. After all, what could be better than making money while you sleep? These days, passive income helps many Americans escape the middle class.