13. Check Your Credit Score
Your credit score is an important component of your financial life because it helps determine how much you can do with your money. If you are hoping to buy a house within the next few years, you will need a solid credit score, especially to get the best interest rate possible.
Some programs allow you to check your credit score for free. When you check it, make sure that you read it carefully to see any errors. You can take action to get any errors corrected so that your credit score reflects your actual state of financial health. Keeping a healthy credit score is key to escaping the middle class.