1. Give Generously Even While In The Middle Class
In keeping with your values, give to charities and programs that bring you joy. Giving away part of your income is about more than being able to get a tax deduction at the end of the year; it is about using your money in a way that is particularly meaningful to you. That way, you can get more joy and fulfillment out of your financial plan.
Maybe there is a local charity that you believe in, like a nearby chapter of Big Brothers and Big Sisters of America. If you cannot commit to making regular financial gifts, look for other ways to give, such as becoming a mentor to one of the children in its program. Or maybe volunteer at your local food bank or senior center. Because remember, your finances are really about your values, so make sure that you keep the most critical things central.