3. Associate With People Who Have Similar Goals
Spending $5 a day on one gourmet coffee cup is an effortless thing to do when you are surrounded by people who also pay $5 a day on one gourmet coffee cup. But when you start spending time with people committed to financial freedom, so much so that they are willing to brew their own coffee at home, then making those changes and sticking with them becomes more manageable.
Look for people who have similar goals as you, and make those people part of your life. Maybe you have a sibling or relative who is also trying to reduce monthly expenditures and start planning for the future. Make those people part of your inner circle. They will provide accountability and help you get to where you want to go.