5. Create A Retirement Plan
A retirement plan is more than a retirement hope. Of course, you hope to retreat early, but many people don’t think they will ever be able to retire without some miracle. A retirement plan involves making regular investments into a retirement account, getting matching employer contributions, and making parallel plans that will produce the best possible outcome.
You may end up not being able to retire when you want to because unexpected things do happen. But a retirement plan, and meaningful steps towards making that plan become a reality, will put you ahead of the curve. Even if you did not fulfill your dreams and goals like vacating the middle class when you had hoped to, you will one day be able to.