7. They Eat Out Less Often
There’s something to be said about going out for a steak to celebrate a big raise. Going out and treating yourself to the small food luxuries that exist in the world will add up in the end. Cut back on eating out as much and focus on keeping food at home that you can make (via Go Banking Rates). Cooking at home is much cheaper for every dollar since you can stretch your food out across many meals. Skip those lattes and put that money towards retirement instead (via Go Banking Rates).