14. Get money from your company a few days earlier
This does not mean you should head to your boss and ask for an advance on your salary. This method is far cleverer than that. Salary payments generally work in the following way. The accountant sends the money to the banks employees bank with, and the money has to clear before you can access to it. This generally takes a couple of days, meaning that most people get their money on the last day of the month.
If you’re prepared for this, there might be no problem of bounced check. But, wouldn’t life be so much easier if your money came through a few days earlier?
If you use Chime, then this could be the case. As soon as the order for your salary has gone through, Chime gives you access to your money. There is no waiting period, ensuring you can pay your bills in peace and on time.