16. There is no shame in asking for help
Sometimes no matter what you do, there’s just not enough money at the end of the month. If you find yourself in this unfortunate situation, it may be time to ask for help.
This shouldn’t be a source of shame or discomfort. If you need help, ask for it. There is no use avoiding the issue in an attempt to save face. No one is saying you have to ask your parents or your friends.
Before going to such extreme measures, try dialing 211. This is a service offered by United Way. It is completely confidential, so you don’t have to worry about anyone finding out. Basically, the service directs you to community services to help you get the advice or help you need.
There is also something called a Modest Needs Grant, which is specifically designed for people who are not below the poverty line, but who are almost incapable of making ends meet.