
15. Skip The Next iPhone Upgrade
There are plenty of people out there who feel like they need to “Keep up with the Joneses” and buy a brand new phone every single year. Depending on the brand, this can cost between $500 to $1,000 for the phone, as well as taxes, accessories, and a potentially a new phone service plan.

Before you buy a new phone, ask yourself if you really need it. Can you keep using your current phone for another year or two? Also consider buying a second-hand phone if you really need an upgrade for work obligations.