50 Important Things To Do Before Buying A House

Shannon December 4, 2018

Be sure to research your options for homeowners insurance online. Credit: Pixabay

47. Estimate The Cost Of Your Homeowner’s Insurance

It is a very good idea to get homeowners insurance when you buy a house, but make sure to ask the right questions about the policy with your insurance agent. For example, if a house is located in a floodplain, the insurance company might refuse to give you flood insurance, because they do not want to give you a payout.

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Scope out the neighbors before you move into a new house. Credit: Pexels

48. Scope Out the Neighbors

Normally, it’s not polite to stare, but you should try to pay attention to the type of people who live next door or on the same street. Your interaction with your neighbors makes a huge difference in the comfort and happiness of your new house. Some obvious red flags to watch out for are lawns that have not been cut in ages, old broken-down cars sitting in the yard, or any signs of anything dangerous like gang activity.

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Keep your pets in mind when looking for a new home. Credit: Pixabay

49. Don’t Forget Your Pets

If you have dogs or cats, this house will be their new home, too! Keep them in mind when you are looking at a potential neighborhood to live in. How easy or difficult would it be to walk your dog in the morning? If you don’t have a backyard, is there a dog park nearby for them to run around? Depending on how seriously you take your furry friend’s well-being, it may narrow down the options of where you can live.

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When you are a home owner, you have to practically be a super hero to handle everything. Credit: Pixabay

50. Be Prepared For Anything

Before you jump into the huge responsibility of buying a house, ask yourself if you are truly prepared for the worst case scenario. Do you have enough money saved to continue paying the mortgage if you lose your job for a couple months, or you need to have a surgery? What if you get a divorce? These are not nice things to think about, but it is better to have a game plan than to be caught off-guard. Too many people lost their homes in the 2008 recession because they were not prepared for the worst. It’s not good to dwell on the dreaded “what if”, but by preparing for anything, you can stay calm and enjoy your new home to the very fullest. Good luck!

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