23. Shop Around For Mortgages
If you get approved for a mortgage, you may be jumping for joy, and ready to go looking for a house. Before you do that, get a second and even third opinion from different banks and mortgage companies. You may actually get a higher estimate or a lower interest rate from another bank. Try to go for banks that you have a positive credit history with already, because they are more likely to want to work with you, if they see you as a valuable customer.