You have probably been hearing since you were in elementary school. how harmful smoking is for your health. Smoking is the leading cause of developing lung cancer and also contributes significantly to many other cancers and heart disease. E-cigarettes might be even worse because of the high concentrations of chemicals in them, which can sometimes lead to immediate death.
But then there is also the immediate cost of smoking, literally, the cost of cigarettes. If you pay $10 for a pack of cigarettes and smoke a pack a day, you are burning right through $300 per month. Moreover, if you are smoking e-cigarettes, it could cost even more. Smoking is as if you are setting fire to your money. Try to quit smoking today. Look for the support you need and search for the internal motivation necessary to kick the habit.
When you need to buy clothes, the worst thing you can do for your wallet is pay full price. If you go to a clothing store, head straight for the sales or the clearance rack. You may be amazed at what you find. Furthermore, if you have never been thrifting before, now may be a great time to start checking out your local thrift stores. Many thrift stores only stock quality, lightly used items, and buying used clothes is much better for the environment than new ones.
If you (or your kids) balk at the idea of thrifting, one trick is to give yourself a budget of how much you might ordinarily spend on clothes and take that amount to the thrift store. You will be amazed at how far those dollars can stretch. You can also look for consignment stores, which only stock very high-quality merchandise but at a steeply discounted rate.