US Towns People Should Never Retire In

31. Duluth, MN

Many people are drawn to Duluth by the quaint small size of the city and the allure of the great Lake Superior. While the area is gorgeous in summer, it retains that beauty and warmth for only a few short months of the year. Winters in northern Minnesota are absolutely brutal, with some of the coldest temperatures recorded on earth outside Antarctica and wind chills that are downright deadly. Retirees will likely find themselves housebound for several months out of the year, and summers can be surprisingly hot, humid, and buggy, making the entire year full of its own climatic challenges.

The cost of living in Duluth is relatively low, with houses and rentals before affordable for most retirees, but that low cost comes with similarly low amenities. Duluth does not have much public transit to speak of, so retirees who can’t or don’t wish to drive will struggle to get around. Duluth also has average quality health care, with patients often transported a few hours away to Minneapolis when more complicated care is required. Between the lack of high-quality health care and the challenging weather, the beauty of Lake Superior isn’t worth putting down retirement roots in northern Minnesota.