
15. Refinance Your Mortgage
At the time this article was written, mortgage rates have been a bit of a rollercoaster. Interest rates plummeted to an average of 3.29% before rebounding back to 3.65% just two weeks later. Those who took advantage of the dip were able to refinance the mortgages on their homes. However, it’s not too late. Experts from Market Watch predict that interest rates are likely to dip again soon, so be on the lookout.

Some financial experts expect that the housing market might crash once again like what happened in 2008. In the coming months, it may be a great opportunity for buyers to get a house at rock-bottom prices. But it’s also a scary time for anyone who has had their working hours reduced. If you already own a home, the best you can do is refinance and save money on interest.