The 12 Dumbest Insurance Scams Of The Past Decade

2. Four women team up and make up a man to claim $1.2 million

We’ve all had friends with crazy business ideas, didn’t we? “Hey man, let’s buy pink bicycles from Vietnam and sell them” and that sort of things. Everyone has a will to succeed and gain some financial security in life. That’s something normal and understandable in human society. However, there are cases when our will for profiting gets the best of us and we get caught up in a strange world of intricate plans.

Such is this strange insurance scam devised by three very cunning women. It all took place in California, as the four women were bent on getting their hands on some money. In order to gain $1.2 million in life insurance benefits, they made up an imaginary man – yes, you read that right. Jim Davis was the name they chose. They wanted to go all the ways, so they staged a fake funeral with actors posing as family members and mourners.

Before cremating the body, they filled with cow body parts in order to get the weight rights. Upon disposing of the ashes, they told the insurance company that they dumped the ashes somewhere in the Pacific. First, they successfully got the money, but the two insurance houses were getting really suspicious about the whole thing. How come there were no real traces of Jim Davis ever existing? Where is his family? Where are his friends? These were all questions that bugged the insurance companies.

When they decided they had enough evidence, the FBI was alerted. They quickly busted the former mortuary worker and her three accomplices. In a swift court process, they were all convicted o wire fraud and sent to prison for a sufficient amount of time. The lengths people are ready to go to in order to get some money are insane.