
13. Live Comfortably, Don’t Spoil Yourself
If you are living in a home that’s falling apart, spend the money to get it fixed. If you are living in an apartment that’s too small for your family, find a bigger place to live with them. You don’t need to spend too much to do this, and you deserve to live comfortably. However, this doesn’t mean you need more bedrooms than you need or a house that is extravagant.
Always think about how you will pay for your new lifestyle if your money disappeared tomorrow. You have a chance to keep yourself out of debt while living a comfortable lifestyle, but not wealthy, comfortable. For example, you can pay off the loan on your house and car, but don’t move into a new neighborhood or buy a brand-new car.